Car Insurance tips for young drivers
Young drivers face an uphill battle when trying to get Car Insurance at a reasonable price, but it doesn’t necessarily have to be that way.
The Car Insurance companies see young people as a high risk, particularly us male’s and for good reason. Drivers under 25 are more likely to make an insurance claim than any other portion of the population. So what steps can you take to ensure you get the best deal?
Where possible stay on your parents Car Insurance policy. The extra amount that it costs them will pale in comparison to going out and purchasing your own policy. Another advantage is if you have your own car your parents can put this car on their policy and they may recieve a discount for multiple cars on the one Car Insurance policy. When you turn 25 you can go and get your own policy at a reasonable premium.
Putting yourself through a Defensive Driving Course can sometimes earn you a reduction of your premium. Aside from being a great idea anyway some Car Insurance companies will regard you as a safer driver and therefore offer you a lower premium. Check with your Car Insurance company or ask if they offer this discount before signing up with them.
Protecting your vehicle with a good quality alarm with an immobiliser can also be of benefit to you. Once again some Car Insurance companies will see this as a measure to reduce their risk and reduce the premium accordingly. Be sure to check with prospective Insurance companies about this one as well.
These tips may not save you a fortune but any money saved can be put to good use, like buying more stereo gear or that next engine modification!!